Most people want to stay at home as long as they can. But sometimes care needs grow, and caregivers can no longer provide enough support at home. When that happens, long-term care may be a safer option.

In Canada, most hospital stay costs are paid by your provincial health plan. Your asrTrust coverage is supplementary—it may help with certain hospital room charges, but it does not replace provincial coverage. 

Even with 100% drug coverage in your asrTrust plan, you may still pay something at the pharmacy. Here’s when and why.